Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about Mechanics Bank - Guadalupe Branch?
Below you find some of the testimonials of our customers.
Fast application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $300 only. Hope the limit will be more next time. APR is competitive. Paid back the debt . If desired, the term can be also extended.
Baron Gusikowski
The process was effortless, fast. No guarantors needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.
Keshaun Prosacco
They only ask for an ID to get approve. Last month I was broke and needed extra funds to survive. These guys approved me although I had a bad credit score. Fast and legit application. Very happy!!
Maud Cronin PhD
Mechanics Bank - Guadalupe Branch rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was easy and fast. I wanna say thanks for their professional customer support service and affordable rates. I will surely recommend this loan provider to my family and friends.
Roel Bahringer
Pay Attention
Above there is information about a precise company. Below you can see common features of payday loans.
Payday Loans in Guadalupe, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Guadalupe, California. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Guadalupe, California
Stanford Federal Credit Union
Tresidder Memorial Union, 459 Lagunita Dr, Palo Alto, CA 94301, USA
+1 (650) 723-2509
www.sfcu.org
CUSO Financial Services, L.P.
10150 Meanley Dr, San Diego, CA 92131, USA
+1 (800) 686-4724
www.cusonet.com
Waddell & Reed, Inc. - Financial Advisors
74900 CA-111 #221, Indian Wells, CA 92210, USA
+1 (760) 340-0756
www.waddell.com
ATM - Umpqua Bank
1200 Fifth Ave, San Rafael, CA 94901, USA
+1 (415) 526-5401
locations.umpquabank.com
