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4.2 5 reviews

905 Guadalupe St, Guadalupe, CA 93434, USA
+1 (805) 343-5467
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Guadalupe Branch?

Below you find some of the testimonials of our customers.

Fast application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $300 only. Hope the limit will be more next time. APR is competitive. Paid back the debt . If desired, the term can be also extended.

Baron Gusikowski

The process was effortless, fast. No guarantors needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.

Keshaun Prosacco

They only ask for an ID to get approve. Last month I was broke and needed extra funds to survive. These guys approved me although I had a bad credit score. Fast and legit application. Very happy!!

Maud Cronin PhD

Mechanics Bank - Guadalupe Branch rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was easy and fast. I wanna say thanks for their professional customer support service and affordable rates. I will surely recommend this loan provider to my family and friends.

Roel Bahringer

Pay Attention

Above there is information about a precise company. Below you can see common features of payday loans.

Payday Loans in Guadalupe, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Guadalupe, California. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

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