Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
What people think about Westamerica Bank?
Below you see some of the opinions of our clients.
As a previous customer I had consistently excellent service.
Jovany Fritsch IV
I have never been treated so rudely by a bank management over and over .
Hosea Hammes
Professional, accurate, kind and personable.
Guy Gulgowski
Pay Attention
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Guerneville, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Online cash advance loans can be the right solution to your sudden financial problems in Guerneville , California because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.
APR Calculator
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www.mechanicsbank.com
