Welcome to Our Online Loan Referral Service

3 8 reviews

890 W Lacey Blvd, Hanford, CA 93230, USA
+1 (559) 585-6683
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you grapple with the reviews of our customers.

Really nice staff and the drive thru teller with an actual person is awesome.

Keeley Tillman

Employees change too often.

Johnathan Heaney

My experience with Westamerica bank to date is NOT a very good one!

Claudine Robel

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Hanford, California

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Hanford, ca. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help issue a payday loan in Hanford, California?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Hanford, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Hanford, California

Quicken Cash

7910 Katella Ave, Stanton, CA 90680, USA

+1 (714) 895-0089

quicken-cash.business.site

R & R Payday Advance

525 E Cross Ave, Tulare, CA 93274, USA

+1 (559) 685-9600

Chase Bank

291 Alvarado St, Monterey, CA 93940, USA

+1 (831) 373-8402

locator.chase.com

San Joaquin Power Employees Credit Union

1080 W Shaw Ave, Fresno, CA 93711, USA

+1 (559) 230-5080

www.sjpecu.org

Redwood Credit Union

500 W Napa St #500, Sonoma, CA 95476, USA

+1 (707) 545-4000

www.redwoodcu.org

Central Valley Community Bank

300 E Pine St, Exeter, CA 93221, USA

+1 (559) 594-9919

www.cvcb.com

Cohen Financial Group

9595 Wilshire Blvd #810, Beverly Hills, CA 90212, USA

+1 (310) 777-5401

www.cohenfinancialgroup.com

Personal Loans Pros

327 W 3rd St, Santa Rosa, CA 95401, USA

+1 (707) 348-9758

personalloanspros.com

Premier America Credit Union

1633 N Victory Pl, Burbank, CA 91504, USA

+1 (818) 772-4000

www.premieramerica.com

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