Welcome to Our Online Loan Referral Service


1600 Palos Verdes Mall, Walnut Creek, CA 94547, USA
+1 (800) 627-3999
www.mechanicsbank.com
Thursday
7:30AM–9PM
Friday
7:30AM–9PM
Saturday
7:30AM–9PM
Sunday
7:30AM–9PM
Monday
7:30AM–9PM
Tuesday
7:30AM–9PM
Wednesday
7:30AM–9PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about ATM Mechanics Bank?

Here you see the reviews of our clients.

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Cesar Mueller

Not the first time I use ATM Mechanics Bank. The service is fair. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It assists a lot when funds is urgently needed.

Daisha Stiedemann

ATM Mechanics Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Harvey Marks

I often take out a loan to a card in ATM Mechanics Bank. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.

Myrtle Mante DDS

I contacted ATM Mechanics Bank. Everything was done quickly. Only pleasant impressions remained!

Reymundo Walter

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on schedule, it can be either extended or repaid ahead of schedule.

Carlo Grant

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Hercules, California

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Hercules, ca. They are issued at individual interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will ATM Mechanics Bank help take out a loan in Hercules, California?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Hercules, ca review this circumstance not an obstacle to issue a loan. The customer of a payday loan should be ready to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only solve current issues, but enhance the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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