Welcome to Our Online Loan Referral Service

4.9 9 reviews

555 Pier Ave unit b, Hermosa Beach, CA 90254, USA
+1 (800) 854-9846
www.kinecta.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

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Feedback about Kinecta Federal Credit Union - Hermosa Beach?

Here you see the feedback of our customers.

She always gets hugs, kisses, and a piece of candy from the staff.

Clementine Heaney

Ps. my kids love her too- and they're a tough crowd!

Payton Goodwin III

The whole thing took 5 minutes and I feel relieved.

Miss Adah Stoltenberg

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Hermosa Beach, California

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Hermosa Beach, California. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Kinecta Federal Credit Union - Hermosa Beach help take out a loan in Hermosa Beach, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Hermosa Beach, ca review this circumstance not a hindrence to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only solve current difficulties, but enhance the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Hermosa Beach, California

S L Mortgage Loan Center

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+1 (916) 519-4498

Westamerica Bank

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+1 (209) 556-1120

www.westamerica.com

Mechanics Bank - Truxtun Branch

900 Truxtun Ave STE 100, Bakersfield, CA 93301, USA

+1 (661) 324-6260

www.mechanicsbank.com

J&J Check Cashing

244 Cypress Ave, South San Francisco, CA 94080, USA

Bay Equity Home Loans

445 Marine View Ave UNIT 200, Del Mar, CA 92014, USA

+1 (760) 405-0711

www.therafiigroup.com

Mission Federal Credit Union

985 Civic Center Dr #106, Vista, CA 92083, USA

+1 (800) 500-6328

www.missionfed.com

U.S. Bank Branch

1101 L St, Fortuna, CA 95540, USA

+1 (707) 725-3326

locations.usbank.com

Check `n Go

620 El Camino Real, Millbrae, CA 94030, USA

+1 (650) 952-1903

locations.checkngo.com

MoneyGram

2595 Middlefield Rd, Redwood City, CA 94063, USA

+1 (650) 361-1300

locations.moneygram.com

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