Welcome to Our Online Loan Referral Service

5 reviews

351 Tres Pinos Rd, Hollister, CA 95023, USA
+1 (831) 637-2152
www.heritagebankofcommerce.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-12-24

Mailing Address

Company Name

Contact Data

Feedback about Heritage Bank of Commerce?

Here you read the feedback of our clients.

Heritage Bank of Commerce is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Neha Batz

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Heritage Bank of Commerce. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Al Eichmann

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or repaid ahead of schedule.

Miss Janie Turner

Yesterday I needed extra money, I decided to contact Heritage Bank of Commerce. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Ferne McCullough DVM

Good service with a reasonable percentage. Money deposited immediately, I always use Heritage Bank of Commerce.

Melba Abshire

Pay Attention

Above-shown info offers the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Hollister, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Hollister, North Carolina are taken out problem-free. The interest rate is dependent on the customer's person-related data: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

36% APR small loan cap

How will Heritage Bank of Commerce help take out a loan in Hollister, North Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Hollister, North Carolina. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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