Welcome to Our Online Loan Referral Service

4.7 3 reviews

502 Holt Ave, Holtville, CA 92250, USA
+1 (760) 356-5000
www.mechanicsbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Holtville Branch?

Here you see the feedback of our clients.

I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Mechanics Bank - Holtville Branch in Holtville seemed to me the most efficient.

Margret Beatty

Good service with a favorable percentage. Money transferred immediately, I always use Mechanics Bank - Holtville Branch.

Yessenia Padberg

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Dahlia O'Connell

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to use Mechanics Bank - Holtville Branch. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mrs. Eden Cole

Mechanics Bank - Holtville Branch applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Ms. Elisha Hilpert V

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Holtville, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Holtville, California is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Holtville Branch help issue a payday loan in Holtville, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Holtville, ca will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Holtville, California

OneMain Financial

5909 South St, Lakewood, CA 90713, USA

+1 (562) 461-7600

www.onemainfinancial.com

Mechanics Bank - Palm Desert Branch

41990 Cook St STE 701, Palm Desert, CA 92211, USA

+1 (760) 346-0228

www.mechanicsbank.com

Cambio Plus Check Cashing

1261 E Florence Ave, Los Angeles, CA 90001, USA

+1 (323) 583-3243

Banc Home Loans

16485 Laguna Canyon Rd #230, Irvine, CA 92618, USA

+1 (800) 874-5952

caliberhomeloans.com

Newprot Mortgage Co

5090 Shoreham Pl, San Diego, CA 92122, USA

+1 (858) 558-9070

Advance America

Next to Subway US, 550 W Main St Ste. C, Santa Paula, CA 93060, USA

+1 (805) 525-4350

www.advanceamerica.net

First Republic Bank

680 Hartz Ave, Danville, CA 94526, USA

+1 (925) 820-1777

www.firstrepublic.com

Sunwest Bank – Loan Office

1000 Lakes Dr Suite 450, West Covina, CA 91790, USA

+1 (626) 373-2250

www.sunwestbank.com

Bank of the West

150 Commerce Ave, Manteca, CA 95336, USA

+1 (209) 823-2136

www.bankofthewest.com

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