What people think about Access Financial?
Below you get acquainted with some of the testimonials of our clients.
It wanted to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Access Financial. Took out 4 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.
Maxie Sipes
I always use Access Financial when it need a payday loan. The application process is quick. No issues.
Alfred Ortiz
Was invited to a gender party but was empty at that time. A friend recommended me to contact Access Financial. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was fast.
Karl Hackett II
I asked Access Financial for a loan. Everything was done very quickly. Had the money in my account the same day. Employees are very friendly. Best experience!
Adela Rosenbaum IV
They only ask for an ID to verify you. Last year I was broke and needed some cash to hold on. These guys saved me although I had a low credit score. Online and easy application. Very happy!!
Dustin Blick V
I needed $800 to buy a dress on a sale. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. Access Financial is the most transparent company in Huntington Beach.
Turner Effertz
Important
Now you can review general aspects of payday loans.
Payday Loans in Huntington Beach, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Huntington Beach, California. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few factors.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Huntington Beach, California
CFSC The Check Cashing Place Oceanside
1919 Mission Ave Ste. A, Oceanside, CA 92058, USA
+1 (760) 433-3647
locations.cfsc.com
OneMain Financial
1571 S Harbor Blvd, Fullerton, CA 92832, USA
+1 (714) 441-1296
www.onemainfinancial.com
Redwood Credit Union
3033 Cleveland Ave # 100, Santa Rosa, CA 95403, USA
+1 (707) 545-4000
www.redwoodcu.org
Central Valley Community Bank
5412 Avenida de los, Ave de Las Robles, Visalia, CA 93291, USA
+1 (559) 730-2851
www.cvcb.com
