Welcome to Our Online Loan Referral Service

2.2 5 reviews

7061 Yorktown Ave Suite 103, Huntington Beach, CA 92648, USA
+1 (714) 843-5360
www.onewestbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

Feedback about OneWest Bank?

Here you read the feedback of our clients.

Very friendly and welcoming staff.

Bailee Okuneva

I have to take off work to bank there.

Jaclyn Bechtelar

I wont be banking there anymore..

Kurt Streich

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Huntington Beach, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Huntington Beach, California is issued easily and fast. The interest rate is defined respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneWest Bank help issue a loan in Huntington Beach, California?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Huntington Beach, ca will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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Quicken Cash

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Tri Counties Bank ATM

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+1 (800) 922-8742

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Bank of the West

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Hallock Jewelry Pawn

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+1 (714) 491-0304

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Swall Financial Services Inc

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Family Car Title Loans

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