Welcome to Our Online Loan Referral Service

2.8 4 reviews

7125 Yorktown Ave, Huntington Beach, CA 92648, USA
+1 (714) 465-3131
www.fmb.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-03-10

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Farmers & Merchants Bank?

Here you grapple with the reviews of our clients.

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I addressed Farmers & Merchants Bank. The history improved after several loans paid off.

Flavio Walker IV

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Anika Cummerata MD

Money was urgently needed. I left an online application in Farmers & Merchants Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested loan was approved. Within an hour, the money was credited to my card.

River Stehr

Not the first time I use Farmers & Merchants Bank. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when funds is urgently needed.

Prof. Karl Quitzon

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Huntington Beach, California

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Huntington Beach, ca. They are taken out at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank help issue a payday loan in Huntington Beach, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Huntington Beach, California. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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