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4.7 3 reviews

66 E Main St, Ione, CA 95640, USA
+1 (209) 274-4731
www.americanriverbank.com
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM

Domain Info

Created Date

2001-08-08

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about American River Bank Ione?

Below you find some of the testimonials of our clients.

American River Bank Ione rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was trouble free and speedy. I like their friendly client support service and affordable rates. I will surely recommend this site to my family and friends.

Pauline Anderson Jr.

A good payday lender. The company quickly processed my application. Had funds in my account the next morning. If you need some extra money urgently, this is the best lender, I’m telling you!

Elvie Frami

American River Bank Ione seems legit. At least they have no hidden fees. This was the only company that accepted me for a payday loan.

Dr. Marlene Barton DDS

American River Bank Ione rescued me in a difficult time. They approved me for a payday loan although I had credit issues. The process was effortless and speedy. I like their exceptional customer support service and acceptable rates. I will definitely recommend this website to my relatives and friends.

Darby Streich

Important

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Ione, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Ione, California. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments on scheduled.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

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