Welcome to Our Online Loan Referral Service

Loan agency in Irvine, California

2081 Business Center Dr # 105, Irvine, CA 92612, USA
+1 (949) 336-8690

Feedback about E C Finance Inc?

Here you read the feedback of our clients.

The money are transferred to my bank account. I pay off through my account. The payment is convenient and quick. Pay on time and there will be no problems.

Marianne Hessel

I often take out a loan to a card in E C Finance Inc. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.

Jackson Zieme

I often issue a payday loan to a card in E C Finance Inc. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Mrs. Lacey Koch

Thanks to the employees for the competent service. They assisted in difficult times. For application you only need an ID.

Mr. Jamar O'Conner

I often take out a cash advance to a card in E C Finance Inc. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Dr. Paige Zemlak

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Irvine, Pennsylvania

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Irvine, Pennsylvania is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

6% APR small loan cap

How will E C Finance Inc help take out a payday loan in Irvine, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Irvine, Pennsylvania. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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Checkmate

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Hanmi Bank

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+1 (714) 590-6900

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Union Bank

601 S Glenoaks Blvd, Burbank, CA 91502, USA

+1 (818) 843-8125

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Oak Valley Community Bank

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+1 (209) 549-2265

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RPM Lenders

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+1 (213) 973-1856

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