Welcome to Our Online Loan Referral Service

4.6 11 reviews

20 Pacifica #400, Irvine, CA 92618, USA
+1 (949) 966-2078
www.thefederalsavingsbank.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

2010-08-17

Mailing Address

Company Name

Contact Data

What people think about The Federal Savings Bank?

Below you see some of the reviews of our customers.

The customer service we received was 1st Class by Samantha and the team.

Jaquelin Marks

I had a good experience.

Genevieve Glover DVM

Worst experience ever with Tony Alvarado handling a Re-Fi.

Greta Schowalter

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Irvine, Pennsylvania

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Irvine, Pennsylvania is are easy to access. The interest rate is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

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