Hanmi Bank Specialty Lending Payday Loans Review

1 reviews

Organization owner?

2010 Main St Ste 590, Irvine, CA 92614, USA

+1 (949) 288-7641

www.hanmi.com

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

Created Date

1995-10-11

Mailing Address

Company Name

Contact Data

What people think about Hanmi Bank Specialty Lending?

Below you read some of the reviews of our clients.

Thank you Hanmi Bank Specialty Lending for helping me when I needed cash so bad to pay for wedding. I have applied through this website twice and everything was OK. This is the most legit lender with no hidden fees. Highly recommended!!!

Monica Jerde

I have already used this company 3 times and I was very pleased with the rates. This is the only 24/7 service with reasonable rates in my area.

Angelina Goodwin

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Irvine, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is effortless and speedy to get accepted for payday loans in Irvine, Pennsylvania. The interest rate will be set specifically for each consumer and will depend on the personal data the applicant provided.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit history. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.