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3.7 27 reviews

18818 Teller Ave, Irvine, CA 92612, USA
+1 (888) 399-1256
www.hometownloans.com
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
Closed
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM

Domain Info

Created Date

1998-12-16

Mailing Address

CA, United States

Company Name

Contact Data

Feedback about Ladera Ranch Home Loans DBA Hometown Loans?

Here you get acquainted with the feedback of our clients.

This company had the best terms when I was shopping for rates.

Ms. Vilma Lemke III

The fine people that handled my home re-fi were great.

Patsy Cruickshank III

And it was stress free as Brian promised.

Dr. Ahmad Corwin

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Irvine, Pennsylvania

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Irvine, Pennsylvania is taken out simply and quickly. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

6% APR small loan cap

How will Ladera Ranch Home Loans DBA Hometown Loans help issue a payday loan in Irvine, Pennsylvania?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Irvine, pa review this circumstance not a hindrence to issue a loan. The borrower of a loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only handle current issues, but improve the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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