Welcome to Our Online Loan Referral Service

3.7 6 reviews

13140 Yale, Irvine, CA 92620, USA
+1 (714) 263-1800
www.paccity.net
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2011-08-04

Mailing Address

California, United States

Company Name

Pacific City Bank

Pacific City Bank

Contact Data

Feedback about Pacific City Bank?

Here you grapple with the reviews of our customers.

I recommend Pacific City Bank to everyone, I am applying for the second time. Everything is great!

Britney Orn MD

Pacific City Bank seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Fiona Baumbach

Good service with a favorable rate. Money transferred immediately, I always use Pacific City Bank.

Darius Cremin

Good service with a favorable rate. Money transferred immediately, I always use Pacific City Bank.

Archibald Bergnaum III

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Irvine, Pennsylvania

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Irvine, Pennsylvania is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

6% APR small loan cap

How will Pacific City Bank help issue a payday loan in Irvine, Pennsylvania?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial abilities to approve the application. Cash advance in Irvine, Pennsylvania may help enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

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