Welcome to Our Online Loan Referral Service

5 3 reviews

44 Big Blue Rd, Kernville, CA 93238, USA
+1 (760) 376-2251
www.altaone.org
Thursday
10AM–2PM
Friday
10AM–2PM
Saturday
Closed
Sunday
Closed
Monday
10AM–2PM
Tuesday
Closed
Wednesday
Closed

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What people think about AltaOne Federal Credit Union?

Below you see some of the testimonials of our clients.

AltaOne Federal Credit Union seems nice. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $900. Repaid the loan on due date. The managers were understanding, they gave fast answers to all my questions. No complaints. But their rates are average.

Sallie Jacobs

I contacted AltaOne Federal Credit Union for a little support. Everything was done very quickly. Had the funds in my account the next evening. Employees are very nice. Pleasant experience!

Elfrieda Walsh

I am a loyal customer of AltaOne Federal Credit Union. It is very simple to apply online. The APR was affordable. Their employees always respond quickly.

Lauriane Welch

Pay Attention

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Kernville, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Kernville, California is are easy to access. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

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