Loan Concepts Payday Loans Review - La Habra, California

Loan agency in La Habra, California

Organization owner?

1040 E Whittier Blvd # 103, La Habra, CA 90631, USA

+1 (562) 691-5800

Feedback about Loan Concepts?

Here you grapple with the reviews of our customers.

Yesterday I needed extra funds, I decided to contact Loan Concepts. They quickly approved the amount necessary, and besides, they offered reasonable terms at a low interest rate.

Annamarie Stracke

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Loan Concepts in La Habra seemed to me the most convenient.

Prof. Arvilla Smith Jr.

A good payday lender. The company quickly processed the application and deposited the funds to my bank account.

Mathias Marvin

I'm not ashamed to borrow money from Loan Concepts, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Flossie Goldner

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Dr. Kathryn Rowe

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in La Habra, California

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in La Habra, California are issued hassle-free. The interest rate is conditional on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Loan Concepts help issue a loan in La Habra, California?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in La Habra, California. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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