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1 reviews
Loan agency in La Palma, California

4 Centerpointe Dr Ste 250, La Palma, CA 90623, USA
+1 (562) 202-7029
www.hanmi.com
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

1995-10-11

Mailing Address

Company Name

Contact Data

What people think about Hanmi Bank Loan Center?

Below you see some of the opinions of our customers.

Good loan provider with affordable rates. They transferred within 3 hours, as I expected. I will use Hanmi Bank Loan Center again if I need temporary help.

Zachery Feil

They only ask for an ID to get accepted. Last week I was ill and needed extra money to survive. These guys saved me although I had a low credit score. Quick and easy process. Very satisfied!

Karli Simonis

Thanks!! The money were transferred to my bank account as promised – the same day. I paid off the loan before the due date and had no complaints. The process is trouble-free and legit. Be a responsible customer and you will have no issues.

Amari Von

Thanks!! The money were deposited to my bank account as promised – within 3 hours. I closed the debt in a timely manner and had no issues. The process is hassle-free and transparent. Be a responsible client and you will have no troubles.

Velva Bayer III

Important

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in La Palma, California

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in La Palma, California. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the precise cost of the cash advance loan immediately.

APR Calculator

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