Welcome to Our Online Loan Referral Service

3 4 reviews

78-010 Main St Suite 100, La Quinta, CA 92253, USA
+1 (760) 771-3498
www.onewestbank.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

What people think about OneWest Bank?

Below you read some of the testimonials of our customers.

I was embarrassed to borrow from my sister so I decided to apply for a payday loan via OneWest Bank. Found them on the net and the user reviews were positive I have already applied 3 times and every time I was accepted very quickly. Very happy.

Eddie Kuhic

They approve applicants immediately and transfer money the same day. But beware – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Corbin O'Hara

I want to say Many Thanks to the team of OneWest Bank. They offer same day solution to any sudden money problems. Love them for their immediate approval. Applied for a payday loan and got accepted although my credit was poor. I will certainly use this website if I need money in the future.

Greyson Leuschke

Important

The previous three items charactirize a definite lending service. But below you can find common information about payday loans.

Payday Loans in La Quinta, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to access in La Quinta, California. The entire process is straightforward. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments in good time.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in La Quinta, California

ATM (Union Bank)

16880 Bernardo Center Dr, San Diego, CA 92128, USA

+1 (858) 485-5830

www.unionbank.com

Alaska USA Federal Credit Union

16869 Main St, Hesperia, CA 92345, USA

+1 (800) 525-9094

www.alaskausa.org

Armed Forces Bank

NEX Building 2017, San Diego, CA 92135, USA

+1 (619) 435-6030

www.afbank.com

Lendmark Financial Services LLC

3853 S Bristol St, Santa Ana, CA 92704, USA

+1 (714) 540-8878

www.lendmarkfinancial.com

Exchange Bank

8700 Lakewood Dr, Windsor, CA 95492, USA

+1 (707) 838-6631

www.exchangebank.com

ATM (Union Bank)

7188 Avenida Encinas #120, Carlsbad, CA 92011, USA

+1 (760) 795-3420

www.unionbank.com

Bank of the West

3583 Mt Diablo Blvd, Lafayette, CA 94549, USA

+1 (925) 284-7072

www.bankofthewest.com

ATM - Umpqua Bank

203 Main St, Woodland, CA 95695, USA

+1 (530) 406-2520

locations.umpquabank.com

F & M Bank

3500 Dale Rd, Modesto, CA 95356, USA

+1 (209) 571-4000

www.fmbonline.com

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