Welcome to Our Online Loan Referral Service

3.4 5 reviews

51290 Avenida Bermudas, La Quinta, CA 92253, USA
+1 (760) 564-1857
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - La Quinta Branch?

Here you see the reviews of our clients.

Money was urgently needed. I submitted an online application in Mechanics Bank - La Quinta Branch. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Florida Wehner

Money was urgently required. I left an online application in Mechanics Bank - La Quinta Branch. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was deposited to my card.

Mr. Jack Mayert DDS

I took out a cash advance when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.

Mrs. Florine Kris

I contacted Mechanics Bank - La Quinta Branch. Everything was done quickly. Only pleasant impressions remained!

Dr. Nyah Osinski DDS

I have a problem with paying back a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to address Mechanics Bank - La Quinta Branch. They really helped.

Sabrina Rath

I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to address Mechanics Bank - La Quinta Branch. They really helped out.

Elna Gottlieb

I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Mechanics Bank - La Quinta Branch in La Quinta seemed to me the most convenient.

Dr. Morris Mraz MD

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in La Quinta, California

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in La Quinta, California are issued hassle-free. The interest rate is dependent on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - La Quinta Branch help take out a loan in La Quinta, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in La Quinta, ca will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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ACE Cash Express

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