Domain Info
Created Date
1999-05-08
Mailing Address
865 AMENA CT, CHULA VISTA, CA, 91910-7802, United States
Company Name
Balboa Thrift & Loan Association
Balboa Thrift & Loan Association
What people think about Balboa Thrift and Loan?
Below you get acquainted with some of the opinions of our customers.
Balboa Thrift and Loan rescued me in a hard time. They approved me for a payday loan although I had credit issues. The process was simple and quick. I love their 24/7 customer support service and fair rates. I will 100% recommend this loan provider to my family and friends.
Shaniya Reinger
I asked Balboa Thrift and Loan for financial assistance. Everything was done very quickly. Had the funds in my account the same day. Employees are very understading. Best experience!
Dr. Giovanny Morissette PhD
I needed $900 to buy a bag of my dream. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. Balboa Thrift and Loan seemed the most transparent loan provider in La Quinta.
Jailyn Kessler Jr.
I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this website on the Internet. Other lender charged sky high rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.
Prof. Gus Parisian DVM
Pay Attention
Now you can read general aspects of payday loans.
Payday Loans in La Quinta, California
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in La Quinta, California. The entire process is effortless. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
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