Welcome to Our Online Loan Referral Service

2.5 2 reviews

50991 Washington St, La Quinta, CA 92253, USA
+1 (760) 469-2759
mortgage.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank-Karen Ross-Mortgage Loan Officer?

Below you find some of the opinions of our clients.

Recently I needed $900 to cover car repair bills. I decided to contact U.S. Bank-Karen Ross-Mortgage Loan Officer. They only approved me for $600 but the process itself was effortless, and their rates were competitive.

Mr. Torrance Farrell MD

Simple application. I only filled in an ID and a bank account. Immedaite processing. The first time I was approved for $300 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the debt . If you have difficulties, the term can be also extended.

Charlotte Bogisich

Was invited to a wedding but was broke at that time. A friend recommended me to contact U.S. Bank-Karen Ross-Mortgage Loan Officer. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had bad credit. In general, The process was trouble free.

Kaitlyn Schneider

Used U.S. Bank-Karen Ross-Mortgage Loan Officer for the third time. The lender is credible. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra funds.

Prof. Frankie Schmidt III

The process was convenient, quick. No collateral needed. Thank you so much. Love their round-the-clock customer support. No troubles. Would use again.

Alvena Dooley V

Important

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in La Quinta, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the easiest solution to your sudden financial troubles in La Quinta , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in La Quinta, California

Westamerica Bank

800 W Main St, Visalia, CA 93291, USA

+1 (559) 738-7868

www.westamerica.com

Pacific Premier Bank

800 W Valley Pkwy #100, Escondido, CA 92025, USA

+1 (760) 291-8933

www.ppbi.com

Check Cashing

1146 13th St, Imperial Beach, CA 91932, USA

Speedy Cash

8847 Imperial Hwy Ste A, Downey, CA 90242, USA

+1 (562) 923-2274

www.speedycash.com

Mayes Financial Planning

2777 Jefferson St #200b, Carlsbad, CA 92008, USA

+1 (760) 729-8900

ATM (Union Bank)

12950 Carmel Country Rd, San Diego, CA 92130, USA

+1 (858) 792-8428

www.unionbank.com

Rocky's Pawn Shop

68435 CA-111, Cathedral City, CA 92234, USA

+1 (760) 202-2820

www.rockyspawnshop.com

OneMain Financial

17401 S Avalon Blvd d, Carson, CA 90746, USA

+1 (310) 819-4168

www.onemainfinancial.com

East West Bank

5402 Walnut Ave, Irvine, CA 92604, USA

+1 (949) 451-1601

www.eastwestbank.com

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