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Loan agency in Ladera Ranch, California

555 Corporate Dr Ste 100, Ladera Ranch, CA 92694, USA
+1 (949) 282-1077
www.calschools.com

Domain Info

Created Date

1998-08-05

Mailing Address

California, United States

Company Name

Pacific States Systems Company

Pacific States Systems Company

Contact Data

What people think about California Financial Services?

Below you find some of the opinions of our clients.

I needed $900 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of lenders online. California Financial Services seemed the most honest lender in Ladera Ranch.

Prof. Ignacio Berge

Thank you California Financial Services for helping me when I needed money urgently to pay for surgery. I have applied through this company 4 times and everything was smooth. This is the most trustworthy lender with no hidden fees. Highly recommended!!!

Alfreda Zieme V

Recently I experienced the most difficult situation in my life. I urgently needed $1000 to pay for medical bills. This lender helped me immediately. They were the only website that approved me for the necessary amount. I sorted out all my problems. I will 100% recommend this website to my family. Best service in my life.

Jarred Hirthe IV

The process was convenient, straightforward. No guarantors needed. Thank you so much. Love their 24/7 customer support. No issues. Would apply again.

Natalie Graham

I needed $900 to buy a bike. The only solution was to apply for a payday loan. Found a lot of companies online. California Financial Services is the most legit loan provider in Ladera Ranch.

Rhett Beahan

Thanks!! The funds were transferred to my bank account as agreed – the next day. I repaid the loan before the due date and had no problems. The process is hassle-free and transparent. Be a responsible borrower and you will have no problems.

Judy Grant

Important

The previous three items charactirize a certain lender. But below you can read common data about payday loans.

Payday Loans in Ladera Ranch, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Ladera Ranch, California. The entire process is stress-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments on time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

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