Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you read the reviews of our clients.
I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Hertha Nitzsche PhD
I addressed Union Bank. Everything was done fast. Only pleasant impressions remained!
Mrs. Frieda Anderson MD
Union Bank applied for a loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Lemuel Schuster
Pay Attention
The first three points specify the certain lender. In other turn, below-defined info makes users get acquainted common information about payday loans.
Payday Loans in Laguna Beach, California
A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.
Payday loans in Laguna Beach, California are issued easily. The interest rate depends on the customer's personal information: if you repay more payday loans, the more efficient terms and rates lenders offer.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help issue a loan in Laguna Beach, California?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to review the form. The funds are credited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then a client should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Laguna Beach, California. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.
APR Calculator
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Gemini Finance Corp
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geminifinancecorp.com
