Welcome to Our Online Loan Referral Service


303 Broadway St # 204, Laguna Beach, CA 92651, USA
+1 (949) 376-0340
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
10AM–5PM
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM

Feedback about Bankers West Mortgage?

Here you read the feedback of our clients.

Their rates are excellent.

Derek Wilkinson

Maybe if they got payed more theyd be nicer.

Jeffery Shields

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Laguna Beach, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Laguna Beach, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bankers West Mortgage help take out a loan in Laguna Beach, California?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Laguna Beach, ca will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Laguna Beach, California

Montana Capital Car Title Loans

33733 Yucaipa Blvd # 4, Yucaipa, CA 92399, USA

+1 (909) 531-5445

montanacapital.com

Credit Union of Southern California

1835 Newport Blvd Suite D-152, Costa Mesa, CA 92627, USA

+1 (866) 287-6225

www.cusocal.org

OneMain Financial

21471 Foothill Blvd Ste#D, Hayward, CA 94541, USA

+1 (510) 606-4142

www.onemainfinancial.com

Pacific Valley Bank

498 Alvarado St, Monterey, CA 93940, USA

+1 (831) 645-6560

www.pacificvalleybank.com

MoneyGram

332 N Azusa Ave, West Covina, CA 91791, USA

+1 (626) 332-4300

locations.moneygram.com

Bank of America ATM

89 Broadway, Fairfax, CA 94930, USA

+1 (844) 401-8500

locators.bankofamerica.com

Bank of the West

4300 Sonoma Blvd Ste 300, Vallejo, CA 94589, USA

+1 (707) 649-1100

www.bankofthewest.com

OneWest Bank

24191 Paseo De Valencia Suite A, Laguna Woods, CA 92637, USA

+1 (949) 470-8160

www.onewestbank.com

Bank of America

9022 Brooks Rd S, Windsor, CA 95492, USA

www.bankofamerica.com

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