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Loan agency in Laguna Hills, California

25283 Cabot Rd, Laguna Hills, CA 92653, USA
+1 (949) 598-9104

Feedback about Mission Loans?

Here you see the reviews of our clients.

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Mission Loans in Laguna Hills seemed to me the most efficient.

Mr. Fletcher Reichel

I had a difficult situation in my life. I emergenctly required extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Mr. Salvador Hegmann

It was necessary to enhance the credit history, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted Mission Loans. The score improved after several loans paid off.

Oran Welch

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Laguna Hills, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Laguna Hills, California is taken out easily and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mission Loans help take out a payday loan in Laguna Hills, California?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial solvency to approve the request. Cash advance in Laguna Hills, California may help improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Laguna Hills, California

U.S. Bank Branch

4805 Granite Dr, Rocklin, CA 95677, USA

+1 (916) 315-2174

locations.usbank.com

BAC Community Bank

1070 Laurel Rd, Oakley, CA 94561, USA

+1 (925) 625-4990

www.bankbac.com

California Check Cashing Stores

3404 W Florence Ave, Los Angeles, CA 90043, USA

+1 (323) 778-1200

www.ccfi.com

Hillcrest Lending Group

2006 A Street, Suite 201, 113 G St #206, Antioch, CA 94509, USA

+1 (925) 727-0444

Mission Federal Credit Union

3885 Valley Centre Dr, San Diego, CA 92130, USA

+1 (858) 524-2850

www.missionfed.com

First Pacific Financial

1549 Chestnut St, Redding, CA 96001, USA

+1 (530) 223-6297

firstpacificloans.com

Payday Loans Rohnert Park

Rohnert Park, CA 94928, USA

+1 (855) 307-2060

topusapaydayloans.com

First Citizens Bank ATM

Mission Viejo, CA 92691, USA

www.firstcitizens.com

OneMain Financial

5419 Rosemead Blvd, San Gabriel, CA 91776, USA

+1 (626) 292-1064

www.onemainfinancial.com

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