Welcome to Our Online Loan Referral Service

4 4 reviews

24300 Paseo De Valencia, Laguna Hills, CA 92653, USA
+1 (949) 340-3150
www.fmb.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-03-10

Mailing Address

California, United States

Company Name

Contact Data

What people think about Farmers & Merchants Bank?

Below you see some of the opinions of our clients.

Recently I urgently needed funds to pay for a wedding. I filled out an application form via the website of Farmers & Merchants Bank. I entered the basic personal data. No phone calls. The desired loan was approved within a couple of minutes. The money was sent to my bank account within 3 hours. Amazing website!

Prof. Benedict Robel

Farmers & Merchants Bank seems trustworthy. At least they charge no hidden fees. This was the only company that approved me for a payday loan.

Mr. Sammie Watsica MD

Thank you for the fantastic service. Your managers guided me throughout the process. It’s cool that you only need an ID to get approved.

Albin Prohaska

They approve applicants urgently and transfer money the same day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Rae Lemke

I contacted Farmers & Merchants Bank for help. Everything was done very fast. Had the money in my account the next morning. Employees are very competent. Good experience!

Valentina Greenfelder

Pay Attention

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in Laguna Hills, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Laguna Hills, California is are easy to get. The interest rate is specific for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Laguna Hills, ca accept borrowers with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the money in your account within a few hours.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.

APR Calculator

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