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Loan agency in Laguna Hills, California

23422 Mill Creek Dr #125, Laguna Hills, CA 92653, USA
+1 (949) 209-9231
Thursday
7AM–7PM
Friday
7AM–7PM
Saturday
8AM–5PM
Sunday
Closed
Monday
7AM–7PM
Tuesday
7AM–7PM
Wednesday
7AM–7PM

What people think about American Pacific Mortgage - Laguna Hills?

Below you see some of the opinions of our clients.

They approve applicants immediately and transfer money the next day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Rudolph Rath

American Pacific Mortgage - Laguna Hills seems fair. At least they charge no hidden fees. This was the only company that approved me for a payday loan.

Delaney Heaney

Pay Attention

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Laguna Hills, California

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Laguna Hills, California is are simple to get. The APR is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Laguna Hills, ca accept individuals with bad credit. You can apply for a bad credit payday loan online around the clock and if approved could have the money in your account within a few hours.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Laguna Hills, California

East West Bank

11812 South St, Cerritos, CA 90703, USA

+1 (562) 924-8222

www.eastwestbank.com

Quick Cash Funding LLC | Car Title Loans

119 S Atlantic Blvd UNIT 215, Monterey Park, CA 91754, USA

+1 (626) 284-1212

quickcashfundingllc.com

CashMax

1657 Tennessee St, Vallejo, CA 94590, USA

+1 (707) 647-7716

www.cashmaxloans.com

Bank of New York

1600 Newport Center Dr, Newport Beach, CA 92660, USA

+1 (949) 253-9052

www.bnymellon.com

Santa Ana Check Cashing

1525, E, 3600, W 1st St, Santa Ana, CA 92703, USA

+1 (714) 543-7953

Chase Bank

1432 W San Carlos St Ste 90, San Jose, CA 95126, USA

+1 (669) 231-7630

locator.chase.com

Mechanics Bank - Los Osos Branch

1001 Los Osos Valley Rd, Los Osos, CA 93402, USA

+1 (805) 528-1211

www.mechanicsbank.com

Orange County’s Credit Union - Lake Forest

21791 Lake Forest Dr Suite 110, Lake Forest, CA 92630, USA

+1 (888) 354-6228

locations.orangecountyscu.org

US Bank Mortgage

Morgan Hill, CA 95037, USA

www.usbank.com

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