Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about Union Bank?
Here you grapple with the reviews of our clients.
A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.
Mr. Lennie Rau DVM
Money was urgently needed. I submitted an online application in Union Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.
Linnea Bruen I
Pay Attention
Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.
Payday Loans in Laguna Niguel, California
According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.
It is simple and quick to issue payday loans in Laguna Niguel, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Union Bank help take out a payday loan in Laguna Niguel, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A negative factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a loan. The lender review many aspects such as financial solvency to approve the application. Cash advance in Laguna Niguel, California may help enhance your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Laguna Niguel, California
Advance America
465 E 20th St Ste. 70, Chico, CA 95928, USA
+1 (530) 894-8472
www.advanceamerica.net
Atlas Commercial Finance LLC
235 E Broadway # 1160, Long Beach, CA 90802, USA
+1 (562) 437-0571
www.atlasfinance.com
First Northern Bank
1455 Oliver Rd STE 150, Fairfield, CA 94534, USA
+1 (707) 425-2900
www.thatsmybank.com
Edwards Federal Credit Union
44288 10th St W, Lancaster, CA 93534, USA
+1 (661) 952-5945
www.edwardsfcu.org
Montana Capital Car Title Loans
24267 Sunnymead Boulevard, Moreno Valley, CA 92553, USA
+1 (951) 309-0701
montanacapital.com
