Welcome to Our Online Loan Referral Service

5 reviews

27211 La Paz Rd, Laguna Niguel, CA 92677, USA
+1 (949) 448-8550
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about Union Bank?

Here you grapple with the reviews of our clients.

A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.

Mr. Lennie Rau DVM

Money was urgently needed. I submitted an online application in Union Bank. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Linnea Bruen I

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Laguna Niguel, California

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue payday loans in Laguna Niguel, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a payday loan in Laguna Niguel, California?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a loan. The lender review many aspects such as financial solvency to approve the application. Cash advance in Laguna Niguel, California may help enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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+1 (844) 335-5099

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www.westamerica.com

American AgCredit

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+1 (209) 667-5101

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Money Mart

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Title Loans Oceanside Co.

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Swift Title Loans Moraga

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Union Bank

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+1 (831) 754-6814

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Bank of America Mortgage

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+1 (925) 389-4097

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Mechanics Bank - Coachella Branch

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