Welcome to Our Online Loan Referral Service

5 5 reviews

32451 Golden Lantern, Laguna Niguel, CA 92677, USA
+1 (949) 769-7654
foamortgage.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2015-04-17

Mailing Address

300 Welsh Rd, Horsham, PA, 19044, United States

Company Name

Finance of America Holdings LLC

Finance of America Holdings LLC

Contact Data

domain.manager@financeofamerica.com

+1.2155910222

+1.8448418394

Feedback about Finance of America Mortgage LLC?

Here you grapple with the feedback of our customers.

The electronic process was smooth and easy to work with.

Baby Murray

I have a great new rate and the fees are reasonable!!!

Camryn Buckridge

He knows more about the ins and outs of mortgages than your average joe lender.

Pasquale Ruecker

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Laguna Niguel, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Laguna Niguel, ca. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Finance of America Mortgage LLC help issue a payday loan in Laguna Niguel, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Laguna Niguel, ca review this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but improve the credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Laguna Niguel, California

Self-Help Federal Credit Union

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+1 (877) 369-2828

www.self-helpfcu.org

California Cash

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+1 (310) 787-7587

www.torrancepaydayloan.com

Bank of America ATM

1701 Bellevue Rd, Atwater, CA 95301, USA

+1 (844) 401-8500

locators.bankofamerica.com

Montana Capital Car Title Loans

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+1 (818) 322-3393

montanacapital.com

Union Bank

6666 N Cedar Ave, Fresno, CA 93710, USA

+1 (559) 862-2888

blw.unionbank.com

Cash N More

1101 W Lincoln Ave #145, Anaheim, CA 92805, USA

+1 (714) 635-7599

Action Payday Advance

23871 #B Lake Dr., P.O. Bov 407, Crestline, CA 92325, USA

PaydayLoanHelp

15751 Brookhurst St Suite #133, Westminster, CA 92683, USA

www.paydayloanhelp.org

Bay Equity Home Loans

150 N Wiget Ln Suite 150, Walnut Creek, CA 94598, USA

+1 (925) 378-5881

www.bayequityhomeloans.com

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