Kinecta Federal Credit Union - Lakewood Payday Loans Review

4.5 14 reviews

Organization owner?

4055 Hardwick St, Lakewood, CA 90712, USA

+1 (800) 854-9846

www.kinecta.org

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Kinecta Federal Credit Union - Lakewood?

Below you get acquainted with some of the reviews of our customers.

Never crowded, pleasant staff, I can always handle my transaction quickly.

Amber Boehm

Been a member since I was in high school and best place and awesome service.

Alba Streich Sr.

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Lakewood, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Lakewood, New York. Loans from payday lenders can get you money same day. Your APR will depend on several things.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments as agreed in the contract.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.