Welcome to Our Online Loan Referral Service

3.8 13 reviews

5101 Lakewood Blvd, Lakewood, CA 90712, USA
+1 (562) 602-8378
www.fmb.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-03-10

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Farmers & Merchants Bank?

Here you get acquainted with the reviews of our clients.

Excellent customer service and a culture that is old school & client-centric.

Zack Christiansen

Staff is always friendly and helpful.

Miss Maye Connelly II

Great customer service

Dr. Louie Wilkinson II

Pay Attention

Further there will be given the details about not a definite lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Lakewood, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Lakewood, New York are taken out hassle-free. The interest percentage depends on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will Farmers & Merchants Bank help take out a payday loan in Lakewood, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Lakewood, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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