Loaning America Payday Loans Review

Loan agency in Lawndale, California

Organization owner?

16129 Hawthorne Blvd, Lawndale, CA 90260, USA

+1 (310) 370-5626

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–4PM

Sunday

Closed

Monday

10AM–6PM

What people think about Loaning America?

Below you find some of the reviews of our clients.

I contacted Loaning America for a loan. Everything was done very quickly. Had the money in my account the next evening. Employees are very friendly. Good experience!

Eloy Cronin

Used Loaning America for the third time. The company is honest. They always keep you informed on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.

Miss Carolyn Beatty I

I want to say Many Thanks to the team of Loaning America. They offer quick solution to any unexpected money problems. Love them for their quick approval. Applied for a payday loan and got accepted although my credit was not perfect. I will 100% use this company if I need money again.

Mrs. Earlene Abshire V

I recommend Loaning America to every person who need extra cash. I’ve been using them for 3rd time. Always best possible service!

Nona Turcotte

Important

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Lawndale, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Lawndale, North Carolina is are simple to get. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.