Welcome to Our Online Loan Referral Service

3.3 8 reviews

229 Church St, Lodi, CA 95240, USA
+1 (209) 369-0283
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you read the feedback of our customers.

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Doug Stroman

For 6 months I have not been able to make the resource to transfer the information about the repaying of the loan for 2019.

Emile Kuhlman

I borrowed $300 for several days. When the cash advance was returned, they applied a gigantic commissions, I had to pay almost $400.

Prof. Myrl Veum

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Lavonne Kassulke

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Lodi, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Lodi, New York is issued easily and quickly. The interest rate is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Bank of the West help issue a payday loan in Lodi, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lodi, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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