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501 W Kettleman Ln, Lodi, CA 95240, USA
+1 (209) 371-8500
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Lodi Branch?

Below you see some of the testimonials of our customers.

Unsatisfied customer! Was denied for no reason. My credit was average.

Prof. Ava West I

I got cash advance from Mechanics Bank - Lodi Branch 3 times. Paid off all my loans successfully. Last week wanted to borrow more, but they approved me for only $500 ???

Prof. Carter Blick PhD

Pay Attention

Above there is information about a definite company. Below you can see common aspects of payday loans.

Payday Loans in Lodi, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Lodi, New York. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

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