Welcome to Our Online Loan Referral Service

4.3 6 reviews

363 S Lower Sacramento Rd C, Lodi, CA 95242, USA
+1 (209) 444-5300
www.centralstatecu.org
Friday
9AM–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Central State Credit Union?

Below you read some of the opinions of our clients.

Everyone is very helpful and curtious they always make you feel at home.

Wilson Schulist

Great rewards debit card.

Miss Alvera Kunde

Important

The previous three items describe a peculiar financial institution. But below you can find general data about payday loans.

Payday Loans in Lodi, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Lodi, New York. The entire process is effortless. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Lodi, ny work with people with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if approved could have the money in your account within the hour.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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