Welcome to Our Online Loan Referral Service

3.2 9 reviews

121 W Pine St, Lodi, CA 95240, USA
+1 (800) 888-1498
www.fmbonline.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1997-03-27

Mailing Address

Company Name

Contact Data

Feedback about F&M Bank?

Here you get acquainted with the reviews of our customers.

Such a very good & helpful staff, I Like it

Levi Russel

I have now switched banks and cannot be happier.

Mrs. Makenzie Wolff Jr.

The customer service here is horrible!

Corine Rutherford

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Lodi, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Problem-free financial products are known as payday loans in Lodi, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will F&M Bank help issue a payday loan in Lodi, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial capabilities to approve the application. Payday loans in Lodi, New York may help enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Lodi, California

U.S. Bank ATM - Dunsmuir

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+1 (800) 872-2657

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Arizona Smart Cash Inc

2143 Winterhaven Dr, Winterhaven, CA 92283, USA

+1 (760) 572-2020

azsmartcash.com

Valley Strong Credit Union

5001 Panama Ln, Bakersfield, CA 93313, USA

+1 (661) 833-7900

www.valleystrong.com

Payday Express

1275 South La Brea Ave #110, Inglewood, CA 90301, USA

+1 (310) 340-7997

paydayexpresscashadvance.com

Pawnbrokers of Rodeo Drive

9454 Wilshire Blvd Penthouse 11, Beverly Hills, CA 90212, USA

+1 (323) 899-0391

pawnbrokersrodeodrive.com

LendJet Payday Loans

4272 S Broadway, Los Angeles, CA 90037, USA

+1 (424) 313-5026

lendjet.org

First Citizens Bank

8910 University Center Ln Suite 130, San Diego, CA 92122, USA

+1 (858) 558-0088

locations.firstcitizens.com

California Home Loans - Santa Rosa, CA

501 Stony Cir #131-A, Santa Rosa, CA 95401, USA

+1 (707) 536-1095

www.amhloans.com

U.S. Bank ATM - Red Bluff

801 Main St, Red Bluff, CA 96080, USA

+1 (800) 872-2657

usbank.com

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