Welcome to Our Online Loan Referral Service

5 19 reviews

217 N School St Suite 2, Lodi, CA 95240, USA
+1 (209) 379-4622
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

What people think about Bay Equity Home Loans?

Below you find some of the reviews of our customers.

We would highly recommend his service to everyone.

Colten Wiza III

An absolutely stress free experience - they took care of everything.

Vida Hackett

Awesome staff, friendly and professional!

Katlynn Senger III

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Lodi, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is trouble-free and fast to get approved for payday loans in Lodi, New York. The interest rate will be set specifically for each applicant and will depend on the personal details the person filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Lodi, California

USA Check Center (formerly Check Center)

1565 E Valley Pkwy, Escondido, CA 92027, USA

+1 (760) 480-0448

www.usacheckcashingstore.com

Union Bank

1700 The Alameda #100, San Jose, CA 95126, USA

+1 (408) 286-1700

blw.unionbank.com

Tri Counties Bank ATM

150 E 3rd Ave, San Mateo, CA 94401, USA

+1 (800) 922-8742

www.tcbk.com

LendJet Payday Loans

4272 S Broadway, Los Angeles, CA 90037, USA

+1 (424) 313-5026

lendjet.org

AEP Financial Services

1550 S Winchester Blvd # 220, Campbell, CA 95008, USA

+1 (408) 866-0893

TFC Title Loans

26011 Eden Landing Rd, Hayward, CA 94545, USA

+1 (844) 242-3543

tfctitleloans.com

Bank of the West

19858 Ventura Blvd, Woodland Hills, CA 91364, USA

+1 (818) 340-7140

www.bankofthewest.com

Coast Central Credit Union Crescent City

660 L St, Crescent City, CA 95531, USA

+1 (800) 974-9727

www.coastccu.org

Umpqua Bank

89 Lakewood Mall, Lodi, CA 95242, USA

+1 (209) 339-3054

locations.umpquabank.com

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