Welcome to Our Online Loan Referral Service

5 19 reviews

217 N School St Suite 2, Lodi, CA 95240, USA
+1 (209) 379-4622
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

What people think about Bay Equity Home Loans?

Below you find some of the reviews of our customers.

We would highly recommend his service to everyone.

Colten Wiza III

An absolutely stress free experience - they took care of everything.

Vida Hackett

Awesome staff, friendly and professional!

Katlynn Senger III

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Lodi, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is trouble-free and fast to get approved for payday loans in Lodi, New York. The interest rate will be set specifically for each applicant and will depend on the personal details the person filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Lodi, California

Valley First Credit Union

1501 Mitchell Rd, Ceres, CA 95307, USA

+1 (209) 549-8500

www.valleyfirstcu.org

Gold X Financial

4200 Atlantic Ave, Long Beach, CA 90807, USA

+1 (562) 424-6000

members.longbeachdirect.info

OneWest Bank

888 Prospect St Suite 140, La Jolla, CA 92037, USA

+1 (858) 454-8800

www.onewestbank.com

Loan Savings

21900 Barton Rd, Grand Terrace, CA 92313, USA

+1 (909) 370-1990

Payday Money Centers- Whittier

13205 Whittier Blvd, Whittier, CA 90602, USA

+1 (562) 693-2696

www.paydaymoneycenters.com

CCS Title Loan Services – LoanMart Panorama City

9100 Van Nuys Blvd, Panorama City, CA 91402, USA

+1 (818) 650-1443

www.800loanmart.com

Mission Hills Mortgage Bankers

2811 Bechelli Ln, Redding, CA 96002, USA

+1 (530) 224-0807

expressloansofamerica.com

Chase Bank

2998 Huntington Dr, San Marino, CA 91108, USA

+1 (626) 237-3989

locator.chase.com

Palou Check Cashing

4850 3rd St, San Francisco, CA 94124, USA

+1 (415) 821-1594

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