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Feedback about Payday Loan Today?
Here you read the reviews of our clients.
It was significant to enhance the credit rating, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I contacted Payday Loan Today. The history improved after several loans paid off.
Alessandra Jerde
Payday Loan Today applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Prof. Laurie Batz Jr.
I'm not ashamed to borrow money from Payday Loan Today, now the whole world lives like this. I have already used cash advance many times, everything is convenient.
Dr. Bennie Romaguera
I trusted Payday Loan Today when it was necessary to get a cash advance. I filled in an application quickly. No problems.
Mrs. Kailey Bogisich
Pay Attention
The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.
Payday Loans in Lompoc, California
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Lompoc, California is taken out simply and fast. The interest rate is specified depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Payday Loan Today help take out a payday loan in Lompoc, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then you should submit an application to get a proposal from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lompoc, California. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Lompoc, California
U.S. Bank Branch
4700 Lincoln Blvd, Marina Del Rey, CA 90292, USA
+1 (310) 301-9263
locations.usbank.com
Lawsuit Loan Company - Lawsuit Cash Advance Funding
8484 Wilshire Blvd #515, Beverly Hills, CA 90211, USA
+1 (323) 591-5749
North Island Credit Union
5898 Copley Dr, San Diego, CA 92111, USA
+1 (800) 334-8788
northisland.ccu.com
