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Feedback about Payday Loan Today?
Here you read the reviews of our clients.
It was significant to enhance the credit rating, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I contacted Payday Loan Today. The history improved after several loans paid off.
Alessandra Jerde
Payday Loan Today applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Prof. Laurie Batz Jr.
I'm not ashamed to borrow money from Payday Loan Today, now the whole world lives like this. I have already used cash advance many times, everything is convenient.
Dr. Bennie Romaguera
I trusted Payday Loan Today when it was necessary to get a cash advance. I filled in an application quickly. No problems.
Mrs. Kailey Bogisich
Pay Attention
The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.
Payday Loans in Lompoc, California
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Lompoc, California is taken out simply and fast. The interest rate is specified depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Payday Loan Today help take out a payday loan in Lompoc, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then you should submit an application to get a proposal from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lompoc, California. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Lompoc, California
Check Into Cash
1601 W 17th St Ste F, Santa Ana, CA 92706, USA
+1 (714) 543-2722
local.checkintocash.com
Wheelhouse Credit Union - Corporate Office
9212 Balboa Ave, San Diego, CA 92123, USA
+1 (619) 297-4835
www.wheelhousecu.com
Technology Credit Union
846 Blossom Hill Rd, San Jose, CA 95123, USA
+1 (408) 467-2386
www.techcu.com
California Hard Money Direct - Hard Money Loans & Lenders
13547 Ventura Blvd #177, Sherman Oaks, CA 91423, USA
+1 (310) 928-6245
www.californiahardmoneydirect.net
Self-Help Federal Credit Union
2110 Railroad Ave #100, Pittsburg, CA 94565, USA
+1 (877) 369-2828
www.self-helpfcu.org
Armed Forces Bank
240 Fitzgerald Blvd Bldg 6001, Edwards AFB, CA 93524, USA
+1 (661) 258-0183
www.afbank.com
Central Valley Community Bank
3311 Coach Ln Suite A, Cameron Park, CA 95682, USA
+1 (530) 676-3400
www.cvcb.com
