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Loan agency in Lompoc, California

Lompoc, CA 93436, USA
+1 (805) 291-4743

What people think about Speedy Cash?

Below you find some of the testimonials of our customers.

I am a regular customer of Speedy Cash. It is very easy to apply via the net. The interest rate was reasonable. Their managers always respond right away.

Evelyn Hauck

Many thanks to Speedy Cash. I recently had some issues with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to deal with my issues and signed with relief.

Emmet Morissette

Many thanks to Speedy Cash. I recently had some problems with repaying my auto loan and they approved me for a cash advance. Best lender! Managed to cover my issues and signed with relief.

Gretchen Nicolas

Pay Attention

The previous three items describe a specific company. But below you can read common information about payday loans.

Payday Loans in Lompoc, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Lompoc, California. The entire process is fast. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Lompoc, California

Mechanics Bank - Palm Desert Branch

41990 Cook St STE 701, Palm Desert, CA 92211, USA

+1 (760) 346-0228

www.mechanicsbank.com

ATM (Union Bank)

874 Lincoln Way, Auburn, CA 95603, USA

www.unionbank.com

MoneyGram

5275 Riverside Dr, Chino, CA 91710, USA

+1 (909) 287-0200

locations.moneygram.com

Get Auto Title Loans Lake Elsinore CA

45045 Bronze Star Rd, Lake Elsinore, CA 92532, USA

+1 (951) 816-6285

getautotitleloans.com

ForwardLine

3000 Olympic Blvd Bldg 4, Santa Monica, CA 90404, USA

+1 (866) 623-4900

www.forwardline.com

U.S. Bank Branch

201 Yorba Linda Blvd, Placentia, CA 92870, USA

+1 (714) 984-2611

locations.usbank.com

Xpress Title Loans

12170 4th St, Yucaipa, CA 92399, USA

+1 (909) 326-7708

xpresstitleloan.com

Bank of Hope

253 N Western Ave, Los Angeles, CA 90004, USA

+1 (213) 381-2222

www.bankofhope.com

Hard Money Lenders San Ramon, CA

210 Porter Dr, San Ramon, CA 94583, USA

+1 (925) 319-6135

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