What people think about Speedy Cash?
Below you find some of the testimonials of our customers.
I am a regular customer of Speedy Cash. It is very easy to apply via the net. The interest rate was reasonable. Their managers always respond right away.
Evelyn Hauck
Many thanks to Speedy Cash. I recently had some issues with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to deal with my issues and signed with relief.
Emmet Morissette
Many thanks to Speedy Cash. I recently had some problems with repaying my auto loan and they approved me for a cash advance. Best lender! Managed to cover my issues and signed with relief.
Gretchen Nicolas
Pay Attention
The previous three items describe a specific company. But below you can read common information about payday loans.
Payday Loans in Lompoc, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans are the easiest loans to be eligible in Lompoc, California. The entire process is fast. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Lompoc, California
Valley Strong Credit Union
821 Tucker Rd, Tehachapi, CA 93561, USA
+1 (661) 833-7900
www.valleystrong.com
Bank of the West - ATM
195 E 4th Ave, San Mateo, CA 94401, USA
+1 (800) 488-2265
www.bankofthewest.com
California Bank of Commerce
2999 Oak Rd Suite 210, Walnut Creek, CA 94597, USA
+1 (925) 283-2265
www.californiabankofcommerce.com
Premier America Credit Union
627 W Channel Islands Blvd, Port Hueneme, CA 93041, USA
+1 (800) 772-4000
www.premieramerica.com
U.S. Bank Branch
22953 Twain Harte Dr, Twain Harte, CA 95383, USA
+1 (209) 586-3277
locations.usbank.com
ACE Cash Express
1340 W Olive Ave Ste 102, Merced, CA 95348, USA
+1 (209) 385-2271
www.acecashexpress.com
