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What people think about Santa Barbara Teachers Federal Credit Union?
Below you read some of the reviews of our customers.
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Santa Barbara Teachers Federal Credit Union . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $400 online. Fortunately I got an approval!!! They literally saved my life.
Cleta Rippin
Recently I had the most difficult situation in my life. I suddenly needed $700 to deal with utility bills. This institution helped me very quickly. They were the only lender that accepted me for the requested amount. I dealt with all my troubles. I will 100% recommend this company to my friends. Best service ever.
Darlene Gerlach
Santa Barbara Teachers Federal Credit Union seems trustworthy. At least they have no hidden fees. This was the only lender that approved me for a cash advance.
Felipa Rowe
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Lompoc, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Online cash advance loans can be the easiest solution to your temporary financial problems in Lompoc , California because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Payday loans are created for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Lompoc, ca accept people with bad credit. You can apply for a bad credit payday loan online around the clock and if accepted could have the funds in your account within several hours.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Lompoc, California
Montana Capital Car Title Loans
530 E Doctor M.L.K. Jr Blvd, Stockton, CA 95206, USA
+1 (209) 252-3622
montanacapital.com
Money Management International (MMI)
1949 Ave. del Oro Multipurpose, Oceanside, CA 92056, USA
+1 (866) 226-0278
www.moneymanagement.org
Water & Power Community Credit Union
16840 Devonshire St, Granada Hills, CA 91344, USA
+1 (800) 300-9728
www.wpccu.org
Merchants Bank of Commerce
1951 Churn Creek Rd, Redding, CA 96002, USA
+1 (800) 421-2575
www.mboc.com
