Welcome to Our Online Loan Referral Service

4 2 reviews

1307 N H St B, Lompoc, CA 93436, USA
+1 (805) 736-1606
www.sbtfcu.org
Thursday
9:30AM–5PM
Friday
9:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM

Domain Info

Created Date

Mailing Address

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What people think about Santa Barbara Teachers Federal Credit Union?

Below you read some of the reviews of our customers.

I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Santa Barbara Teachers Federal Credit Union . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $400 online. Fortunately I got an approval!!! They literally saved my life.

Cleta Rippin

Recently I had the most difficult situation in my life. I suddenly needed $700 to deal with utility bills. This institution helped me very quickly. They were the only lender that accepted me for the requested amount. I dealt with all my troubles. I will 100% recommend this company to my friends. Best service ever.

Darlene Gerlach

Santa Barbara Teachers Federal Credit Union seems trustworthy. At least they have no hidden fees. This was the only lender that approved me for a cash advance.

Felipa Rowe

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Lompoc, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online cash advance loans can be the easiest solution to your temporary financial problems in Lompoc , California because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Lompoc, ca accept people with bad credit. You can apply for a bad credit payday loan online around the clock and if accepted could have the funds in your account within several hours.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.

APR Calculator

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