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Loan agency in Lompoc, California

801 W Date Ave, Lompoc, CA 93436, USA
+1 (805) 351-4409
xpresstitleloan.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

2019-04-24

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Xpress Title Loans?

Here you read the reviews of our clients.

Money was urgently needed. I submitted an online application in Xpress Title Loans. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Miss Alanna Stanton II

The funds are deposited to my bank account. I pay back through my personal account. The payment is efficient and quick. Pay on time and there will be no issues.

Mckenzie Hirthe

Good service with a reasonable rate. Money deposited immediately, I always use Xpress Title Loans.

Mr. Garfield Koss DVM

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Lompoc, California

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Lompoc, California are taken out hassle-free. The interest percentage is dependent on the customer's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Xpress Title Loans help take out a loan in Lompoc, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Lompoc, ca consider this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only solve current difficulties, but improve the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Lompoc, California

Check Into Cash

2773 Lone Tree Way, Antioch, CA 94509, USA

+1 (925) 777-0827

local.checkintocash.com

Union Bank

1555 Camino Del Mar, Del Mar, CA 92014, USA

+1 (858) 755-9321

blw.unionbank.com

check n go, Check `n Go Store Directory

Sunnyvale, CA 94087, USA

+1 (408) 735-0400

Bank of the West

2001 Broadway Suite 100, Oakland, CA 94612, USA

+1 (510) 444-5636

www.bankofthewest.com

F&M Bank

4430 Florin Rd # 2, Sacramento, CA 95823, USA

+1 (916) 394-3200

www.fmbonline.com

Union Bank

576 S Mills Rd, Ventura, CA 93003, USA

+1 (805) 639-2038

blw.unionbank.com

Humboldt Check Cashing

1107 4th St, Eureka, CA 95501, USA

+1 (707) 442-3333

ABC Check Cashing & Payday Loans

312 N Harbor Blvd, La Habra, CA 90631, USA

+1 (562) 697-3794

U.S. Bank Branch

2190 Camino Ramon, San Ramon, CA 94583, USA

+1 (925) 328-1825

locations.usbank.com

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