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Feedback about SchoolsFirst Federal Credit Union - Long Beach (2nd Street)?
Here you see the feedback of our clients.
… ! They always put their customers first before anything. After being on time with payments for my personal loan, the interest was cut in half.. what bank does that?? Love
Carolina Lindgren
Best banking experience at this location.
Mrs. Alysson Kertzmann
This specific location has taken my money at the ATM and not deposited it TWICE!
Lonie Bahringer DVM
Pay Attention
Payday lenders are shown in the first three points. Below info shows shared information about payday loans.
Payday Loans in Long Beach, New York
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Long Beach, New York is taken out easily and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.
APR
25% small loan cap
How will SchoolsFirst Federal Credit Union - Long Beach (2nd Street) help take out a loan in Long Beach, New York?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Long Beach, ny review this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively assess financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but improve the credit score.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.
APR Calculator
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