Payday Money Centers- Los Alamitos Payday Loans Review

3.4 8 reviews

Loan agency in Los Alamitos, California

Organization owner?

3259 Katella Ave, Los Alamitos, CA 90720, USA

+1 (562) 799-2044

What people think about Payday Money Centers- Los Alamitos?

Below you find some of the opinions of our clients.

Was invited to a gender party but was empty at that time. A friend recommended me to address Payday Money Centers- Los Alamitos. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had bad credit. In general, The process was simple.

Prof. Delmer Padberg Jr.

It wanted to rebuild my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Payday Money Centers- Los Alamitos. Took out 4 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very happy.

Blake McKenzie

Many thanks to Payday Money Centers- Los Alamitos. I recently had some difficulties with repaying my auto loan and they approved me for a cash advance. Best company! Managed to deal with my issues and signed with relief.

Elyse Hauck

Thank you for the amazing service. Your managers helped me throughout the process. It’s cool that you only need an ID to get funds.

Dale Walsh

Thank you for the top-quality service. Your employess assisted me throughout the application. It’s great that you only need an ID to get cash.

Vladimir Treutel

Pay Attention

The previous three items describe a certain lender. But below you can find common information about payday loans.

Payday Loans in Los Alamitos, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Los Alamitos, California. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Los Alamitos, ca work with borrowers with bad credit. You can request a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within several hours.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.