Welcome to Our Online Loan Referral Service

3.3 11 reviews

University Park Campus, 3601 Trousdale Pkwy, Los Angeles, CA 90089, USA
+1 (213) 821-7100
www.usccreditunion.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
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Further there will be shown the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Los Angeles, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue loans in Los Angeles, California. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will USC Credit Union help take out a payday loan in Los Angeles, California?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Los Angeles, California. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Los Angeles, California

Lucky Money

4873 Mission St, San Francisco, CA 94112, USA

+1 (415) 452-2831

www.luckymoney.com

Plumas Bank

215 N Lake Blvd, Tahoe City, CA 96145, USA

+1 (530) 581-2857

www.plumasbank.com

HomeStreet Bank

17901 Von Karman Ave #100, Irvine, CA 92614, USA

+1 (949) 221-0001

www.homestreet.com

Bank of America ATM

3901 Park Dr, El Dorado Hills, CA 95762, USA

+1 (844) 401-8500

ATM (Union Bank)

2641 Oswell St Suite A, Bakersfield, CA 93306, USA

+1 (661) 871-3100

www.unionbank.com

Car Cash Loans

21025 Box Springs Rd, Moreno Valley, CA 92557, USA

+1 (951) 686-7296

www.carcashloans.com

Technology Credit Union

490 California Ave, Palo Alto, CA 94306, USA

+1 (800) 553-0880

www.techcu.com

Diablo Valley Federal Credit Union

1051 Detroit Ave, Concord, CA 94518, USA

+1 (925) 771-5600

www.diablovalleyfcu.org

Central State Credit Union

5242 N El Dorado St, Stockton, CA 95207, USA

+1 (209) 444-5300

www.centralstatecu.org

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