Welcome to Our Online Loan Referral Service

4 7 reviews

8601 Lincoln Blvd Suite 130, Westchester, CA 90045, USA
+1 (800) 854-9846
www.kinecta.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

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Feedback about Kinecta Federal Credit Union - Westchester?

Here you see the feedback of our customers.

They have great hours, people are friendly and they have good rates!

Nyasia Koepp PhD

Really unhelpful customer service.

Russ Robel II

I will definitely recommend this branch to my family and friends.

Prof. Patrick Olson DVM

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Los Angeles, California

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Los Angeles, ca. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Kinecta Federal Credit Union - Westchester help issue a loan in Los Angeles, California?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Los Angeles, ca will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Los Angeles, California

Provident Credit Union (Daly City Community Branch)

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+1 (800) 632-4600

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U.S. Bank Branch

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+1 (661) 943-2448

locations.usbank.com

Chase Bank

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+1 (530) 926-8910

locator.chase.com

Premier America Credit Union

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+1 (800) 772-4000

www.premieramerica.com

United Security Bank ATM not US bank

6741 N Riverside Dr, Fresno, CA 93722, USA

+1 (888) 683-6030

www.unitedsecuritybank.com

Check 'n Go

1033 S Mooney Blvd, Visalia, CA 93277, USA

+1 (559) 734-5200

locations.checkngo.com

CoastHills Credit Union

8900 Pueblo Ave, Atascadero, CA 93422, USA

+1 (805) 733-7600

www.coasthills.coop

Check Into Cash

19638 Sherman Way, Reseda, CA 91335, USA

+1 (818) 708-8174

local.checkintocash.com

Express Bad Credit Loans

1634 N Main St, Salinas, CA 93906, USA

+1 (831) 713-2834

www.expressbcl.com

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