Welcome to Our Online Loan Referral Service

3.5 4 reviews

253 N Western Ave, Los Angeles, CA 90004, USA
+1 (213) 381-2222
www.bankofhope.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2007-01-25

Mailing Address

Company Name

Contact Data

Feedback about Bank of Hope?

Here you see the feedback of our customers.

Good service with a reasonable percentage. Money deposited immediately, I always use Bank of Hope.

Miss Selena Rohan

I have a problem with paying off a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to address Bank of Hope. They really helped out.

Rene Maggio I

want to express my deep gratitude to Bank of Hope for believing my case. I had some issues with a credit score, but this service helped me and took out a loan.

Prof. Lauriane Welch Sr.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or repaid ahead of schedule.

Russel Bartoletti

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Los Angeles, California

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Los Angeles, California are issued easily. The interest percentage is dependent on the borrower's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of Hope help issue a payday loan in Los Angeles, California?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor taken into account by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a loan. The lender process many aspects such as financial abilities to approve the application. Payday loans in Los Angeles, California may help improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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