Bay Equity Home Loans Payday Loans Review

Organization owner?

16795 Lark Ave #101, Los Gatos, CA 95032, USA

+1 (415) 632-5150

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

What people think about Bay Equity Home Loans?

Below you find some of the reviews of our customers.

I always use Bay Equity Home Loans when it need a loan. The application process is quick. No problems.

Mr. Collin Toy

The process was hassle-free, quick. No collateral needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.

Louvenia Bartoletti

Pay Attention

The above-given information provides the details about a peculiar lender. The information below is about general information about payday loans.

Payday Loans in Los Gatos, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the easiest solution to your sudden financial problems in Los Gatos , California because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only consider applying for a payday loan if you are assured that you can make payments as agreed in the contract.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.