What people think about Bay Equity Home Loans?
Below you find some of the reviews of our customers.
I always use Bay Equity Home Loans when it need a loan. The application process is quick. No problems.
Mr. Collin Toy
The process was hassle-free, quick. No collateral needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.
Louvenia Bartoletti
Pay Attention
The above-given information provides the details about a peculiar lender. The information below is about general information about payday loans.
Payday Loans in Los Gatos, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Online payday loans can be the easiest solution to your sudden financial problems in Los Gatos , California because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to getting a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only consider applying for a payday loan if you are assured that you can make payments as agreed in the contract.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Los Gatos, California
First Citizens Bank
706 Lomas Santa Fe Dr, Solana Beach, CA 92075, USA
+1 (858) 480-2940
locations.firstcitizens.com
UnitedHealth Group Credit Union
5701 Katella Ave, Cypress, CA 90630, USA
+1 (800) 388-7000
www.uhgcu.org
Mechanics Bank - Modesto Branch
1407 I St, Modesto, CA 95354, USA
+1 (209) 557-8888
www.mechanicsbank.com
Star One Credit Union | Palo Alto
3903 El Camino Real, Palo Alto, CA 94306, USA
+1 (866) 543-5202
www.starone.org
